Mukesh Sadana has more than 22 years of rich experience in successfully designing and managing large projects and leading multi-sectoral teams. He is an expert in digital financial services, rural banking, policy, regulation, program design, implementation and management, risk analysis and risk management. He has worked with leading financial institutions, mobile network operators, regulators, aggregators, government ministries & departments and donor agencies in more than twelve countries in India, Indonesia, Bangladesh, Nepal, Vietnam, Philippines, Malaysia, Papua New Guinea, Kenya, Malawi, U.S.A. and Belgium. Mukesh comes with a deep understanding of distribution channels, financial products and consumer behaviour. He has strong analytical and writing skills and has conducted multiple trainings for central banks, regulators and corporates. Mukesh has led the development of digital banking strategy for new deployments; developed roadmaps for government agencies and regulators; designed financial products to be delivered over digital financial services platforms, facilitated the rollout process; and has conducted large sector wide studies for international donors. Mukesh holds a Post Graduate Diploma in Rural Management from the Institute of Rural Management, Anand (IRMA).